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Credit Cards

Community State Bank is pleased to offer a complete line of card products, both retail and commercial, to meet your needs.

Visa Personal Credit Cards

We offer consumer credit cards to fit your lifestyle*:

  • Low rate personal cards
  • Earn what you want with rewards cards
  • Enjoy credit convenience from the bank you trust

Click here to learn more.

*Subject to credit review and approval.  Cards issued by Fifth Third Bank, pursuant to a license from Visa, U.S.A., Inc. or MasterCard International Incorporated.

Choose the right card for your lifestyle!

Platinum Card
Platinum Rewards Card
Cash Rewards Card
Save on purchases and balance transfers with a low APR
Enjoy earning rewards including gift cards, travel discounts and more.
Earn cash back on everyday purchases.

0% introductory APR on purchases and balance transfers for 12 billing cycles.1

 

After that, your APR will be 10.99% to 21.99%, based on your creditworthiness.  This APR will vary with the market based on the WSJ Prime Rate.

0% introductory APR on purchases and balance transfers for 12 billing cycles.1

 

After that, your APR will be 12.99% to 21.99%, based on your creditworthiness.  This APR will vary with the market based on the WSJ Prime Rate.

0% introductory APR on purchases and balance transfers for 12 billing cycles.1

 

After that, your APR will be 12.99% to 21.99%, based on your creditworthiness.  This APR will vary with the market based on the WSJ Prime Rate.

No annual fee2
No annual fee2
No annual fee2
Other benefits including $1,000,000 Travel Accident Insurance3
Other benefits including $1,000,000 Travel Accident Insurance3
Other benefits including $1,000,000 Travel Accident Insurance3
 
Earn 1 point for every dollar on purchases4 and balance transfers
Automatic Cash Rewards
Cellular Phone Protection6 Cellular Phone Protection6 Cellular Phone Protection6
 
Earn 1,000 bonus points the first time you use your card.
1% Cash Back on purchases4  and balance transfers
 
Redeem points5 for travel, gift cards and cash
Earn a $10 bonus towards your first reward check the first time you use your card.
 
 
Redeem in increments of $50

Applications available at all locations.

Managing your credit cards on your time is simple by going online or by phone:

www.managemycreditcard.com or call 877-881-6018:

Make payments.  Make Balance Transfers.  Review Reward Points and Redeem, or visit www.managemyrew.com.  Report Lost/Stolen Card. Plus Much More!  

1Lending is subject to credit review and approval.  For Platinum Cards, the introductory APR for Purchases adn Balance Transfers is 0% for the first 12 billing cycles.  Thereafter, Purchases and Balance Transfers wll be subject to the APR for Purchases and will be 10.99% to 21.99%, based on your credit worthiness.  This APR will vary with the market based on the WSJPrime Rate.  For Platinum Rewards and Cash Rewards cards,  the introductory APR for Purchases and Balance Transfers is 0% for the first 12 billing cycles.  Thereafter, Purchases and Balance Transfers will be subject to the APR for Purchases and will be 12.99% to 21.99%, bases on your credit worthiness. This APR will vary with the market based on the WSJPrime Rate.  For Platinum, Platinum Rewards, and Cash Rewards cards, the APR for Cash Advances is 24.99%.  The APR for Penalty is 24.99%. See application for more details. 2Other fees may apply.  Balance transfer fee: 4% of the total dollar amount transferred.  Cash Advance: Either $5 or 4% of the amount of each Cash Advance, whichever is greater.  International Transaction:  3% of each transaction in U.S. Dollars.  3Travel Accident Insurance is a service provided for Fifth Third Bank cardholders under contract with CBSI Enhancement Services, a third party provider.  4 Purchases are defined as the dollar value of goods and services purchased with the Card, minus any credits, returns or other adjustments as reflected on the monthly statements.  Purchases do not include annual fees, late payment fees, over-limit fees, insurance charges, card-related service charges, Finance Charges, or other fees and/or unauthorized charges.  Purchases also do not include Cash Advances, PIN-Based transactions, balance transfers, Convenience Checks, person to person money transfers, quasi-cash transactions (including the purchases of traveler's checks, foreign currency, or money orders), truck stop transactions, gaming transactions or currency purchases. 5 Available prizes and point levels are subject to change without notice.  Full program details will be provided after your account is opened.  6 Cellular Telephone Protection is subject to a fifty dollar ($50.00) deductible per claim and maximum of two (2) claims per twelve (12) month period.  The maximum benefit limit is $200 per claim and $400 per twelve (12) month period.  To be eligible for Cellular Telephone Protection, you must charge your monthly Cellular Wireless Telephone bills to your Fifth Third Bank consumer credit card.  Your Cellular Telephone Protection begins the first day of the calendar month following the payment of the Cellular Wireless Telephone bill using your Fifth Third consumer credit card.  Additional Terms and conditions apply.  Refer to your Cell Phone Protection Terms and Conditions for further details.  For complete details of your benefits, please visit www.sosimplecards.com/insurance.  Cellular Telephone protection is a service provided for Fifth Third Bank cardholders under contract with CBSI Enhancement Services, a third party provider.
Information contained above is accurate as of 9/30/2013 and is subject to change thereafter.  Cards are issued by Fifth Third Bank, pursuant to a license from Visa, U.S.A., Inc.     

Visa Business Credit Cards

Choose the best card for the way you do business!

Business Credit Card
Business Rewards Credit Card
Save with a competitive APR
Earn Rewards for card purchases
0% introductory APR for 6 billing cycles1
0% introductory APR for 6 billing cycles1
Variable APR from 12.99% to 16.99% after that.(Annual Percentage Rate may vary) Variable APR from 14.99% to 16.99% after that.(Annual Percentage Rate may vary)
No annual fee2
No annual fee2
Flexible Billing Options
Flexible Billing Options
Full Visa benefits such as: Auto Rental Collision Damage Waiver, Travel Accident Insurance, plus many other benefits
Full Visa benefits such as: Auto Rental Collision Damage Waiver, Travel Accident Insurance, plus many other benefits
 
Earn 1 point for every dollar on purchases3
 
Redeem points for travel, gift cards and cash

 Applications available at all locations.

Managing your credit cards on your time is simple by going online or by phone:

www.managemycreditcard.com or call 877-881-6018:

Make payments.  Make Balance Transfers.  Review Reward Points and Redeem, or visit www.managemyrew.com.  Report Lost/Stolen Card. Plus Much More!  

1Subject to credit review and approval. See Application for Terms and Conditions. 2 Other fees may apply. Balance Transfer fee of 3.5% of each transfer, up to $99. Cash Advance fee of 3.5% or $5, whichever is greater. 3Purchases are defined as the dollar value of goods and services purchased with the Card, minus any credits, returns or other adjustments as reflected on the monthly statements.  Purchases do not include annual fees, late payment fees, over-limit fees, insurance charges, card-related service charges, Finance Charges, or other fees and/or unauthorized charges.  Purchases also do not include Cash Advances, PIN-Based transactions, balance transfers, Convenience Checks, person to person money transfers, quasi-cash transactions (including the purchases of traveler's checks, foreign currency, or money orders), truck stop transactions, gaming transactions or currency purchases  4 Benefits and Services provided for Fifth Third cardholders under contract with Visa, a third-party provider.  Certain terms, conditions and exclusions apply.  See the applicable Fifth Third Bank Visa Guide to Benefits for more details and a complete explanation of card benefits and services  Visa is a registered trademark of Visa, U.S.A., Inc.   5Travel Accident Insurance is a service provided for Fifth Third Bank cardholders under contract with CBSI Enhancement Services, a third party provider.  
Information contained above is accurate as of 9/30/2013 and is subject to change thereafter. Cards are issued by Fifth Third Bank, pursuant to a license from Visa, U.S.A., Inc.

Business Merchant Accounts

Increase your business revenue by accepting credit and debit cards as a payment option for your business!  As a CSB merchant you will receive monthly reports to track your income and expenses.  Credit and debit card deposits are credited to your account within 2 business days.  Equipment can be leased or purchased and there are several options to fit each business need.

Call any of our four locations for more information!