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Business Accounts

Business Checking

One of the most important tools for any business is having the proper checking account.  At Community State Bank we make business checking easy!

  • Open the account with as little as $250
  • Monthly service charge of $4.00*
  • Per debit fee of $.12* per item
  • Deposit fee of $.10* per deposit
  • CSB will credit your business checking account $.18 for each $100 average available balance in your account during the statement cycle. This earning credit will be applied to reduce the service charge, per debit fee and deposit fee.  The earnings credit cannot exceed your total serivce charge, per debit fee and deposit fee.
  • Easy Record keeping.  With a CSB checking account you willreceive a monthly statement with imaged copies of each check you issue and each deposit you make.  We provide you with a binder to keep these monthly statements in for easy record keeping and reference!
  • Night Drop with keyed bags available with a one time fee!

* Applicable state and local sales tax will apply when this fee is assessed from your checking account

Small Business Checking

This simple account is perfect for your small business or organization.

  • Open with a minimum of $100.00. 
  • Monthly service charge of $3.00* is waived when you enroll for e-statements
  • Debit cards available (up to two cards per account, applicable card fees apply)
  • Easy Record keeping.  Your monthly statement will have imaged copies of each check you issue and each deposit you make.
  • Night Drop with keyed bags available with a one time fee!

* Applicable state and local sales tax will apply when this fee is assessed from your checking account.

Business Money Market

CSB offers an interest bearing money market account.  Good Cents for your business dollars!  Interest is compounded every month and credited to your account.  

  • Open this account with $1,000 or more.
  • If your average daily balance is less than $1,000 a service charge of $10.00* will be assessed each monthly statement cycle.
  • Use this account to earn interest and you can transfer funds to your business checking account when necessary. (Transfers from a Money Market account to another account or to third parties by preauthorized, automatic, internet, telephone, transfer or check are limited to six per monthly statement cycle.)
  • Night Drop with keyed bags available with a one time fee!

* Applicable state and local sales tax will apply when this fee is assessed from your checking account.

Business Savings Accounts

A Penny Saved is a Penny Earned!  Let your money work for you! 

  • Open a business savings account with $100 or more
  • Interest will be compounded every calendar quarter and credited to your account.
  • If your daily balance falls below $100 during the quarter a service charge of $1.50 will be imposed.
  • A per debit fee of $1.00 will be charged for each debit transaction in excess of 15 during the calendar quarter.

(Transfers from a Savings Account to another account or to third parties by preauthorized, automatic, internet, telephone, transfer or check are limited to six per calendar month or monthly statement cycle.)

Business Now Accounts (Sole Proprietorships Only)

  • Open a business Now Account with $750 or more!
  • If the average daily balance for the monthly statement cycle falls below $750 a service charge of $10.00* will be assessed.
  • Interest will be compounded every month and credited to your account.
  • A per debit fee of $.15* will be charged for each debit transaction (withdrawal, check paid, automatic transfer or payment out of this account) in excess of 30 during a monthly statement cycle.  This fee will not apply if the average daily balance is $5,000 or above during the statement cycle.

* Applicable state and local sales tax will apply when this fee is assessed from your checking account.