MORTGAGE RATES
All APR's effective as of 8/16/2010    -    Rates subject to change without notice

WEST BRANCH  319-643-3155	TIPTON  563-886-6155
CLARENCE  563-452-3155	STANWOOD  563-942-3344

                       

30 Year Fixed Rate Loans *
Loan Amount	Interest Rate	Annual Percentage Rate	Payment per $1000 Borrowed
$250,000-$417,000	4.125%	4.138%	4.85
$175,000-$249,999	4.250%	4.269%	4.92
$125,000-$174,999	4.250%	4.277%	4.92
$100,000-$124,999	4.250%	4.283%	4.92
$75,000-$99,999*	4.375%	4.420%	4.99
* Other loan terms and amortizations available.  Please contact a CSB loan officer!
Owner Occupied Construction Loans See below for more details
	4.950%	4.955%	$5.34
- Rates reflect minimum downpayment of 5% and are based on monthly payments for 360 months and 60 day locks.  - For other loan amounts, terms, and rates, contact a Mortage Lender at any CSB location.  - CSB is not responsible for typographical error or omissions. - Rates are subject to qualifying credit and may change.  - Rate may change if no escrows.- Homeowners' Insurance is required.  - Flood Insurance may be required. Payment amounts shown do not include amounts for taxes and inssurance premiums if applicable, and the actual payment obligation may be greater.
Construction Loan Program 4.950% APR Low Fixed Interest Rate 8 Month Term 10% Down Payment No Minimum Draw Amount No Maximum Number of Draws Interest rate subject to change without notice.  Subject to credit approval.  Minimum down payment of 10% required based on the lower of appraised value or actual cost of construction, whichever is less.  Examples based on $100,000 loan amount with 8 monthly interest only payments of $2.03 per thousand.  Final balloon payment of $100,000 principal due at maturity)
Ask about our HELOC special!  5.99% APR, no closing costs!