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CSB—Community State Bank



MORTGAGE RATES
All APR's effective as of 1/13/2012   -    Rates subject to change without notice

WEST BRANCH  319-643-3155 TIPTON  563-886-6155
CLARENCE  563-452-3155 STANWOOD  563-942-3344

                       
30 Year Fixed Rate Loans *  
Loan Amount

Interest
Rate

Annual Percentage
Rate
Payment per $1000 Borrowed
$250,000-$417,000 3.750% 3.764% 4.63
$175,000-$249,999 3.750% 3.770% 4.63
$125,000-$174,999 3.750% 3.778% 4.63
$100,000-$124,999 3.875% 3.911% 4.70
$75,000-$99,999* 3.875% 3.923%

4.70

 

15 Year Fixed Rate Loans *  
Loan Amount

Interest
Rate

Annual Percentage
Rate
Payment per $1000 Borrowed
$250,000-$417,000    3.250%  3.275%   7.03
$175,000-$249,999  3.250% 3.286%   7.03 
$125,000-$174,999  3.250%  3.300%   7.03
$100,000-$124,999   3.250%   3.312%   7.03
$75,000-$99,999*   3.250%   3.333%   7.03

  * Other loan terms and amortizations available.  Please contact a CSB loan officer! 

- Rates and fees may vary based on credit and loan to value.  - For other loan amounts, terms, and rates, contact a Mortgage Lender at any CSB location.  - CSB is not responsible for typographical errors or omissions.  - Rates are subject to qualifying credit and may change.  - Rate may change if no escrows.  - Homeowners' Insurance is required.  - Flood Insurance may be required. Payment amounts shown do not include amounts for taxes and insurance premiums if applicable, and the actual payment obligation may be greater.


Owner Occupied Construction Loans
See below for more details
   
  3.990%
 3.995%  $3.33
 

Owner Occupied Construction Loan Program
3.995% APR
Low Fixed Interest Rate
8 Month Term
10% Down Payment
No Minimum Draw Amount
No Maximum Number of Draws
Interest rate subject to change without notice.  Subject to credit approval.  Minimum down payment of 10% required based on the lower of appraised value or actual cost of construction, whichever is less.  Examples based on $100,000 loan amount with 8 monthly interest only payments of $3.33 per thousand.  Final balloon payment of $100,000 principal due at maturity)

 


Ask about our HELOC special!  4.59% APR, no closing costs!

Consult a tax advisor regarding the deductibility of interest.  Home owners Insurance is Required.

 

  

     
       
 
 
 

 

 

                  

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